Home Ownership

Lancaster/Northumberland Habitat for Humanity conducts periodic application drives when we have the resources to begin a new project. Notices will be posted on our webpage, Facebook page, in local media, and in local businesses. For more information, call the office at 804-435-3461 or e-mail habitat22482@gmail.com

How to qualify for a Habitat home

Habitat homeowners must be active participants in building a better home and future for themselves and their families. We partner with families from application through construction to when the keys are handed over. Homeowners learn about personal finances, mortgages, home maintenance, and more.

Prospective Habitat homeowners must demonstrate a need for safe, affordable housing.

Once selected, Habitat homeowners must be willing to partner with us throughout the process. This partnership includes performing “sweat equity,” or helping to build their own home or the homes of others in our homeownership program. Sweat equity can also include taking homeownership classes or performing volunteer work in our resale store. Currently, we require 350 hours sweat equity per adult.

Homeowners must also be able and willing to pay an affordable mortgage. Mortgage payments are cycled back into the community to help build additional Habitat houses.

Habitat works to eliminate barriers to a better, healthier, more financially stable life.

With our help, homeowners achieve the strength, stability and independence they need to build a better future for themselves and their families.